Written by Nikolina Šajn,
© Davizro Photography / FotoliaConsumer protection rules have been improving the rights of consumers in the European Union since the 1970s. While the level of protection is today considered to be among the highest in the world, consumers in the EU are still faced with a number of issues. One in five consumers say that they have had a reason to complain in the last 12 months, a level which has remained largely unchanged since 2008.
Since 2014, efforts have been made in a number of areas, including stronger cross-border cooperation between national authorities in charge of consumer protection and market surveillance. Notably, the Commission proposed a ‘new deal for consumers’ in April 2018, to enable representative legal actions for the protection of the collective interests of consumers and to modernise EU consumer protection rules. Sector-specific efforts included: eliminating roaming charges across the EU in 2017; legislation aimed at facilitating consumer participation in the digital single market; reforms on the rules on privacy and data protection; enhancing the rights of energy consumers and passengers; and efforts to address the ‘dual quality’ of branded food products.
The EU budget for consumer protection is relatively small, because although rules in this field are made at the EU level, their implementation and enforcement are carried out by the Member States. The consumer programme has a budget of €188 million for the 2013-2020 period, or roughly €0.05 per citizen per year. This may change in the new multiannual financial framework, as consumer protection becomes part of a wider single market programme, which is expected to create synergies between its various components. Future policies could focus on longer product lifetime, labelling and quality requirements for non-agricultural and industrial products, fairer food labelling and retail financial services.
Read this complete briefing on ‘EU policies – Delivering for citizens: Protecting European consumers‘ in the Think Tank pages of the European Parliament.
Estimated breakdown of the single market programme elementsWritten by Angelos Delivorias,
© Stockfotos-MG / FotoliaIn the European Union (EU), although economic policy is the remit of each Member State, there is, nevertheless, multilateral coordination of economic policies between individual countries. This framework was put severely to the test during the global financial crisis and the European sovereign debt crisis. Partly as a result, recovery in the EU was slower than recovery in the United States, and was not achieved equally by all Member States. Furthermore, it has to a large extent been based on accommodative fiscal and monetary policies that only partly hide underlying signs of fiscal or financial fragility in some countries.
To remedy this, the European institutions began a twofold process in 2011: initiatives were taken to strengthen the current framework for economic governance, and for banking supervision in the euro area while, in parallel, discussion began on possible ways to reduce the economic divergences between Member States, provide incentives for risk reduction and risk-sharing, render the governance process more transparent and ensure democratic accountability. In this latter area, several initiatives – which did not require changes in the EU Treaties – were taken between 2015 and 2017.
In summer 2017, discussions on deepening the policy framework for economic and monetary union (EMU) intensified. This process, which was advocated in the five presidents’ report (by the heads of the relevant EU institutions) and should be completed by 2025, is now being considered at Member State level. The current state of play points towards two main orientations, dividing Member States into two groups: those that prioritise risk-sharing measures (such as France), and those that argue instead for further risk-reduction initiatives (for example, Germany). This lack of consensus has so far meant that the European Council has not been able to reach a breakthrough.
Read this complete briefing on ‘EU policies – Delivering for citizens: Economic policy‘ in the Think Tank pages of the European Parliament.